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The typical month used-car loan costs around 5.

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Start your search by checking our database of the best auto loan rates from scores of lenders. Then use our auto loan calculator to find out what the monthly payments would be. Their calculators will ask for a lot of information about the car or truck, from the make and model to its mileage and optional equipment.

The lowest is what the car would be worth as a trade-in; the others are the prices when sold by an individual or by a new-car dealer.

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Certified pre-owned CPO vehicles sold at new-car dealerships are supposed to undergo rigorous inspections and testing before being resold. They typically have fewer miles and cosmetic problems and come with some type of warranty, though such agreements can vary considerably. Ask friends and family whether they know anyone who has had a good — or bad — experience with that dealership. And they do that without offering any warranty whatsoever.

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Favor cars and trucks that offer such lifesaving features as antilock brakes, side-curtain airbags and electronic stability control, which automatically tries to correct for a skid. Also, check out how well the vehicle did in crash tests.

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You can search for ratings by make, model and year. Automakers must fix safety problems for free, no matter who owns the vehicle or how long ago the recall was issued.

But you should know what repairs are needed and be prepared to get them done before you buy. Sign In.

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Become a Member. Remember Me. Not a member? Need further assistance? Please call Member Services at The best cars based on CR's track tests, safety evaluations, and survey data on reliability and owner satisfaction.

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    10 Best Used Cars Under $10K - Consumer Reports